Self Employed

I meet self -employed clients every day in New Tecumseth Barrie Bradford, and the GTA who can’t qualify for their mortgage at the major banks. It is my passion to open doors for my self-employed clients. I have access to lenders that specialize in self-employed mortgages and can anticipate the challenges you might face.

Even though self-employed Canadians are a very reliable customer group, you manage your income to keep taxes low which means you might need to do more to prove your income than someone who gets pay information from their employer. I will advise you how you can improve your options to get the best possible rate through documentation to prove income and/or employment, credit history, and downpayment. Keep these five tips in mind:

Use tax returns, notices of assessment and financial statements to demonstrate your earnings.
Document your assets, liabilities, and expenses. Your lender wants to understand your business.
A professional on-line presence helps.
Have a good credit rating.
The bigger the downpayment, the better!

You are a pro, so you’ll want to use a pro and that’s me! I will handle your mortgage financing details so you can you stay focused on your business. I’ll also work around your hectic work schedule.

Remember that I am also self-employed too so I understand the issues that can keep you up at night. There is no need for your mortgage financing to be one of them