New To Canada

 In New Tecumseth, Brampton and the entire GTA, we have the unique pleasure of living in one of the most ethnically diverse areas in the world! Being new to Canada is something I understand first-hand,  I have seen firsthand the rigors of obtaining financing for New Canadians. But the good news is…. I am here to help! There are great programs for New Canadians who want to purchase a home in Canada with as little as 5 per cent down, and I am well versed on all of them!

Your most important consideration is credit history. If you do not have any established credit, you can qualify for a mortgage with three months of employment history and by demonstrating credit worthiness to your lender in other ways:

• Proof of timely rent payments
• Bank statements showing pre-authorized payments for12 months for regular payments such as utilities, telephone, cable, insurance premiums, along with a bank reference letter
• A credit report from your country of origin

I will advise you on the paperwork you need to assemble to apply for a mortgage, and then present your financial history to the lender or that can best meet your needs. Get in touch today to learn more about how you can qualify for your first home as a New Canadian, with as little as 5 per cent down.